Financing Built for
Indian Businesses
InvoiceFlow was founded with a single belief: small businesses that ship real products and deliver real services shouldn't have to wait 90 days to get paid. We're changing that — one invoice at a time.
Cash flow gaps shouldn't end good companies
Prodyut Financial Services operating as InvoiceFlow was incorporated to solve a structural problem in Indian trade finance. Suppliers wait. Buyers delay. Banks require collateral. Meanwhile, working capital evaporates.
We built an AI-powered platform that turns unpaid invoices into same-day liquidity, with approval decisions in hours, not weeks and zero personal guarantees required.
Our values
Speed First
We built InvoiceFlow because 90-day payment cycles kill good businesses. Every product decision starts with: does this get money to our clients faster?
Non-Recourse Promise
We take on the credit risk so you don't have to. If your buyer doesn't pay, that's our problem not yours.
Transparent Always
No hidden fees, no surprise charges. Our rate card is public, our process is documented, and our team answers calls not bots.
SME-Obsessed
We serve small and mid-sized Indian businesses manufacturers, traders, contractors who've been underserved by traditional banks for decades.
Ready to unlock your cash flow?
Get approved in minutes, funded in 24 hours.